Premium — in the app only

🇭🇰Hong Kong

Mandatory stress buffer and debt servicing cap — modelled before you approach a lender.

Hong Kong lenders apply mandatory stress testing and debt servicing limits before approving any mortgage. This tool models exactly what a lender will assess, so you know your realistic borrowing ceiling before you make an offer.

All premium calculators are inside Stresst

Free to download. Premium features unlocked inside the app — no browser input fields, no waiting for a webpage to load.

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What's included

1 calculator. Run them in the app.

Mortgage Affordability

Premium

Affordability check using the mandatory stress buffer and debt servicing cap lenders apply in Hong Kong — models your maximum loan under the debt servicing ratio limit and the stress-tested rate, before you approach a bank.

🇭🇰All of this, in one app.

Free to download. Premium tools unlock seamlessly inside Stresst — no subscriptions to juggle, no separate apps to install.